FHA: When an FHA loan is being used, the appraiser has two objectives. The Department of Housing and Urban Development (HUD) requires him to determine the current market value, as with any appraisal. But they also require a property inspection to make sure the home meets HUD’s minimum standards for health and safety.Wells Fargo offers competitive rates and a variety of home loan options – plus we’ll guide you through the mortgage process. visit wells fargo to check rates and use our mortgage calculators!

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