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Get A Guaranteed Loan 0 Down Mortgage Lenders Minimum Credit Scores for FHA Loans – FHA.com – Those with credit scores of 500 or better are eligible for 100% fha loan financing with no down payment required when using the FHA 203(h), Mortgage.Usda Loan Address Verification Fha Loan Forms HUD.gov / U.S. Department of Housing and Urban Development. – What is the federal housing administration? The Federal Housing Administration, generally known as "FHA", provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories.