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Loan amount: Some lenders have minimum loan requirements that are too high for low income borrowers. By reducing the amount required for low income loans, these people might be able to qualify. For example, some lenders may set a minimum loan amount of $40,000.
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It’s not uncommon to find a mortgage applicant with great income, but not a high credit score. Do applicants with high income and large down payments still need bad credit home loans? Mortgage.
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Home equity loans and credit lines use the equity you’ve built in your home as collateral to secure financing. Since property is considered strong collateral, home-equity secured loans can be easier to obtain with low credit scores than other, unsecured loans. top providers for Home Equity & Cash-Out Refinance Loans
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