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An inspection usually takes place about 10 days after the offer ismight be found on the roof, with the water pressure or the furnace – areas you wouldn’t normally check yourself.
You are allowed to change your financing or lender even after the contract is ratified as long as you are qualified for the alternate financing, the change of financing doesn’t delay settlement, there is no additional expense to the seller, etc.
The answer is yes, but you need to start the loan process all over again. Actually, you can change lenders any time you want to, just like you.
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You absolutely can change your lender, but if your original lender letter was one of the reasons your offer was accepted by the sellers, be very careful how you handle it. My advice would be to go with a solid local lender who will understand the contract your in and meet the contingency timelines.
After your offer is accepted, you will have three business days to. Respond to a Job Offer, Negotiating a Higher Salary – I do want to accept this position but. Can a Buyer Change Financing Down Payment After Cont. – The short answer: yes. As long as your buyer and his/her lender are going to honor other terms of your executed contract and seller agrees to it( any change to an original RPA, should be done via ADM signed by both principals) p.s.
Some REALTORS® will collect earnest money from you before they submit your offer. Others will coordinate the earnest money drop off after an offer is accepted. Whatever your scenario is, make sure that your earnest money is delivered on time and in the proper payment form. This information is typically agreed upon and documented in your sales contract.
If the offer does get accepted, I would start the FHA process and do an FHA appraisal. I would than wait for closing docs and ask for an addendum to the contract, changing the DP size and loan type. This would not affect the seller in any way.