The goal of Debtscape's personalized counseling session is to help consumers recognize the most productive path to financial freedom. If your counselor has recommended the Debtscape Debt Management Plan, rest assured this is an effective solution for repaying your debts in full while recognizing the convenience of one monthly payment. Most creditors will extend lower interest rates to consumers who choose our plan. This in turn will allow the consumer to repay their debts in the timeliest manner.

Please Note: If your accounts are past-due, your repayment plan may also include elimination of late and over-the-limit fees. Once enrolled into the Debt Management Plan, harassing collection calls will stop and some creditors may even "re-age" your account by reporting a current status to the credit bureaus.